5 out of 5 stars
Thanh ran the break-even and told me to wait four months. She called me back when the timing worked. Who does that?
Brigitte Sauveur
DeKalb County
Buying and refinancing in Stonecrest
East DeKalb value, newer construction and strong USDA and FHA eligibility nearby.
$315,000 median0% to 3.5% typical down
What is different about Stonecrest
Stonecrest and the surrounding stretch of east DeKalb give buyers more square footage per dollar than anywhere else inside our footprint, and the newer subdivisions mean fewer appraisal condition surprises.
Parts of the area just beyond the city boundary fall inside USDA-eligible territory. We check every address, because a zero-down USDA loan quietly beats an FHA loan with 3.5% down and a permanent insurance premium on most of these files.
There is also a steady stream of refinance work here from buyers who purchased at higher rates. If you bought in the last three years, send us the statement. Break-even math takes us ten minutes and costs you nothing.
Neighborhoods we work in here
Not an exhaustive list, just the ones that come up most weeks.
SalemPanolaKlondikeLithonia borderBrowns MillArabia Mountain
Programs that work well in Stonecrest
- USDA rural loanNo down payment in eligible areas, and more of metro Atlanta's outer ring qualifies than people expect.0% down620 scoreProgram details
- FHA loanInsured by the Federal Housing Administration. Built for buyers whose credit is still recovering.3.5% down580 scoreProgram details
- Rate and term refinanceReplace your current loan with a better rate, a shorter term, or both. No cash out.Equity of 5% or more down620 scoreProgram details
Answers
Stonecrest questions
Yes. 2000s and newer detached single family dominates here, and we finance single family, townhome, condo and two to four unit properties. Condos need a project review, which we order at no cost to you the day you go under contract.
24 days, plus USDA state office time. The variable is almost always the appraiser's calendar, which is why we order the appraisal the day your contract is ratified rather than after the disclosures come back signed.
HOA transfer fees not disclosed until the closing statement. We raise it early so it is a planning item rather than a week-two emergency.
Our office is on Peachtree Circle in Midtown, and we take video calls for everything that does not need a signature. For Stonecrest clients who would rather meet in person, we come to you.
Nearby communities
Midtown AtlantaCondos, lofts and the occasional Ansley bungalow. Our home office sits on Peachtree Circle.Neighborhood guide
DecaturBungalows, a walkable square and school-district pricing that moves fast.Neighborhood guide
MariettaCobb County's range, from the historic square to the newer subdivisions off Barrett Parkway.Neighborhood guide
Magnolia Lending Group
Looking in Stonecrest?
Send us a listing address and we will come back with the programs that fit it and what your payment would actually be.
Free consultation. Sample rates and assistance amounts shown on this site are illustrations, not offers.