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NMLS #XXXXXXX (sample) · Equal Housing Opportunity

The team

Eight people, one office, no call center

You get a name and a direct line on day one. The person who takes your first call is the person who runs your file to closing.

Who does what

Tell us your situation when you call and we will route you to whoever handles it best, not whoever picks up.

  • Renata Oyelaran, Founder and Principal Broker

    Renata Oyelaran

    Founder and Principal Broker

    Renata opened Magnolia in 2009 after eight years at a national bank, mostly because she was tired of telling people no when the answer should have been not yet, and here is the plan. She still personally reviews every assistance file that comes through the office.

    English
    Focus
    First-time buyers, down payment assistance
    Experience
    17 years lending
    License
    NMLS #1234568 (sample)
  • Marisol Quintero, Senior Loan Officer

    Marisol Quintero

    Senior Loan Officer

    Marisol runs our Spanish-language practice and closes roughly half her files entirely in Spanish, including the attorney walkthrough. She grew up in Gwinnett and is the person most of our Latino clients are referred to by name.

    EnglishEspañol
    Focus
    Bilingual lending, FHA and USDA
    Experience
    12 years lending
    License
    NMLS #1234569 (sample)
  • Dev Ramanathan, Jumbo and Portfolio Specialist

    Dev Ramanathan

    Jumbo and Portfolio Specialist

    Dev handles the files where income does not fit a box: K-1 distributions, restricted stock, two businesses and a rental portfolio. He knows which jumbo investor reads which income type generously, which saves weeks.

    EnglishTamil
    Focus
    Jumbo, self-employed and equity compensation
    Experience
    14 years lending
    License
    NMLS #1234570 (sample)
  • Aaron Whitfield, VA Lending Lead

    Aaron Whitfield

    VA Lending Lead

    Aaron served six years in the Air Force before moving into lending, and he pulls Certificates of Eligibility for clients rather than sending them a link. He runs a monthly VA benefits session at the Marietta office.

    English
    Focus
    VA purchase and refinance
    Experience
    9 years lending
    License
    NMLS #1234571 (sample)
  • Thanh Nguyen, Refinance and Equity Advisor

    Thanh Nguyen

    Refinance and Equity Advisor

    Thanh will talk you out of a refinance that does not pay for itself, which is why her referral rate is the highest in the office. She built the break-even worksheet we now use on every equity conversation.

    EnglishTiếng Việt
    Focus
    Refinance, HELOC, debt consolidation
    Experience
    11 years lending
    License
    NMLS #1234572 (sample)
  • Carmen De La Cruz, Loan Officer, Community Lending

    Carmen De La Cruz

    Loan Officer, Community Lending

    Carmen works the long files: the buyer who is nine months away, not nine days. She maps out the credit and savings plan, checks in quarterly, and a surprising number of those plans end at a closing table.

    EnglishEspañol
    Focus
    Assistance stacking, credit repair pathways
    Experience
    7 years lending
    License
    NMLS #1234573 (sample)
  • Priya Shah, Operations Manager

    Priya Shah

    Operations Manager

    Priya is the reason our median purchase closes in 19 days. She owns the condition queue, chases the appraiser, and calls the closing attorney before anyone has to ask her to.

    EnglishGujarati
    Focus
    Underwriting coordination, closing timelines
    Experience
    13 years in mortgage operations
    License
    NMLS #1234574 (sample)
  • Walter Boakye, Client Education Lead

    Walter Boakye

    Client Education Lead

    Walter teaches the free monthly homebuyer workshop and writes most of what you will read in our learning center. He is unusually good at explaining escrow shortages without anyone's eyes glazing over.

    EnglishTwi
    Focus
    Homebuyer education, learning center
    Experience
    10 years lending
    License
    NMLS #1234575 (sample)
A loan officer meeting with clients at the Midtown office

Not sure who to ask for?

  • Buying your first homeCarmen De La Cruz or Renata Oyelaran
  • You prefer SpanishMarisol Quintero or Carmen De La Cruz
  • Self-employed or equity compensationDev Ramanathan
  • Military service, past or presentAaron Whitfield
  • Refinance or a home equity lineThanh Nguyen
  • You just want to understand the processWalter Boakye, and the workshop is free
Send us your situation

Magnolia Lending Group

Talk to a person, not a portal

Tell us where you are and we will put the right loan officer on the phone with you.

Free consultation. Sample rates and assistance amounts shown on this site are illustrations, not offers.

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